Goldrock Advances, a small-business funding service in Bryan, TX, is a funding broker, not a lender. Funding partners review each request and make their own credit decisions, set any rates and terms, and issue any offer in writing. Under a merchant cash advance a provider buys future receipts; it is not a loan. Compensation terms are set out below.
Broker Role of Goldrock Advances
Goldrock Advances is a funding broker, not a lender. It does not lend its own money, make credit decisions or set rates and terms. It matches small-business funding requests with funding partners; each partner reviews a request under its own standards and decides.
Sending a request does not guarantee an offer, an amount or any particular terms. Any offer comes from a partner in writing, and you are free to decline it.
Merchant Cash Advances Are Not Loans
A merchant cash advance is a purchase of a business's future receipts at a discount. It is not a loan. The total to be remitted, the holdback or debit method and any fees are set in the provider's agreement.
Estimates, Examples and Public Data
Worked examples on this site use invented figures and are not offers. Any figure the Goldrock calculator shows is an estimate built from your inputs. County and ZIP figures come from U.S. Census Bureau programs, cited with year and program where they appear.
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